Description
Care Health Insurance, previously Religare Health Insurance, provides a wide variety of insurance plans. These range from comprehensive plans to specific plans that provide coverage for senior citizens or mothers-to-be, to coverage for specific illnesses such as cancer, diabetes, heart disease, etc. Each of these plans provide beneficial features that come in handy when faced with a medical situation. The Care policy is a comprehensive health insurance plan for the entire family.
Features & Benefits of Care Care:
These are the value-added features and benefits of the Care Comprehensive Health Insurance Plan:
| Entry Age | Individual: 5 years Floater: 91 days if one insured person is above 18 years old |
| Basis | Individual / Family floater health insurance |
| Policy Period | One/ Two or Three Years, Grace period: 30 days |
| Renewability | Lifelong |
| Sum Assured | Starting from Rs.3 lakh to Rs.75 lakh |
| Premium | Starting from Rs.10,302 for Rs.3 lakh sum assured for 5-year-old to 24-year-old male |
| Discount | 10% discount on 3-year policy term and 7.5% discount on 2-year policy terms. |
| Co-Payments | Co-payment applicable if the person is more than 61 years at the time of first buy of a policy less than Rs.3 lakh. |
| Coverage |
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| NCB Super Add-on |
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| Benefits |
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| Exclusions | Within 30 days of policy commencement, any / undergoing of surgery / diagnosis of diseases, occurrence of event, whose symptoms first occur Pre-existing injuries or ailments diagnosed within 4 years of issuance of first policy Drug or alcohol use/misuse/abuse rehab therapy Treatment of AIDS and HIV Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion and its consequences Self-inflicted injuries Hospitalization due to war, riot, strike, nuclear weapons External congenital diseases Contact lenses or spectacles |
Syed Mudasir –
Well people are actually apprehensive of buying Health Insurance, actually superstitious in that they feel they’re going to attract illness. I see them busy buying Term, Property, Car insurance when in reality this is just for everybody else to benefit. your own self is all you have and you cannot let your hard-earned money to go down the drain in emergency. Care has got largest network of Health Institutions where you can avail cashless treatment and medical care.