Description
Home Shield insurance provides a comprehensive cover for your assets for as long as up to 5 years from virtually all the fortuitous events which could take away your peace of mind. HDFC ERGO Home Shield Insurance covers the real value of the property as mentioned in the registered agreement of the property and it also offers optional covers to personalize the plan to meet your unique needs.
Optional Covers
Escalation option for building – Automatic escalation of up to 10% on base sum insured throughout the period of the policy.
Expenses of shifting to alternate accommodation – This covers actual expenses incurred by the insured for packing, unpacking, transportation of the insured possessions/ dwelling content to the alternative accommodation.
Emergency Purchases – It covers expenses up to Rs 20,000 incurred by the insured towards emergency purchase.
Hotel Stay Cover – It will provide coverage for expenses incurred for staying in hotel.
Electrical Mechanical Breakdown – Damage due to short circuit as payable risks.
Portable Equipment Cover – HDFC ERGO’s portable electronic equipment cover provides coverage for your valuable electronics, if it gets damaged or lost in travel.
Jewellery & Valuables – HDFC ERGO provides insurance cover to your jewellery and other valuables such as sculptures, watches, paintings, etc.
Public Liability – HDFC ERGO’s Public Liability cover offers coverage in case of injury/damage occurring to a third party on account of your house.
Pedal Cycle – HDFC ERGO pedal cycle add-on insurance cover policy covers your bicycle or your exercise bike from any loss or damage on account of theft, fire, accidents, or natural calamities.
Suneeta Jaiswal –
This one is fundamental I guess especially in these times of Turmoil when there’s unexplained arson and damage to your Nest, Ashiana ! Home is certainly your sweat and blood and you cannot leave its safety to chance.